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Bankruptcy Attorney North Miami

Are you looking to get relief from debt?
Charles Legal Pllc > Bankruptcy Attorney North Miami



Bankruptcy filings are continuing to decline, with fewer than 800,000 people filing in federal courts last year.



You have one chance to get it right when filing bankruptcy. Do not risk it to an inexperienced lawyer. With years of legal experience, we have what it takes to properly represent you.


Do not sacrifice experience for cheap representation. We will work with you to create an affordable bankruptcy plan based on your individual needs.


Sometimes you can't afford to wait. When garnishments or levies are leaving you in a tight spot, we will act fast to help get you the relief you need.


This is a critical time for you. You don't want to be passed off to an office assistant. You will develop an important relationship with our law firm as we guide you through the Bankruptcy process.


With experience comes results. We will deliver on our promises and represent your best interests at all times.

Is Bankruptcy The Right Choice For You?

If you are currently absorbed in debt, bankruptcy can be exactly what you need to put your life back together. Whether you are seeking a fresh start through Chapter 7 or need to restructure your debts through Chapter 13, you can turn to the Florida bankruptcy attorneys at Charles Legal PLLC for experienced legal guidance. We know that no one intentionally accumulates more debt than they can handle, but sometimes life-changing events – such as a job loss, lapse in health, or divorce – make it impossible to keep up with monthly bills. This is what we are here for.

If you are seeking debt relief through bankruptcy, involving the services of an experienced bankruptcy lawyer as early as possible is critical to a smooth and successful transition through the bankruptcy process. Call Charles Legal PLLC.

What is the Difference Between Chapter 7 and Chapter 13?

If you are interested in filing for bankruptcy as an individual, you have the option to file under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code. While both provide similar outcomes, they are vastly different processes. Chapter 7 bankruptcy requires you to liquidate certain non-exempt assets, sell them, and then use the proceeds to repay your creditors. The benefit is that your debts will be discharged in just a few short months.

On the other hand, Chapter 13 bankruptcy is a lengthier process that can take anywhere from three to five years. During Chapter 13, you will have the chance to restructure your debts, create a monthly payment plan, and repay your creditors in order of priority over the next couple of years. At the end of this process, any remaining debts will be discharged. One benefit is that it may be able to help you halt or prevent foreclosure.

Don’t Let Debt Control Your Life – Our Firm Can Help You Take Action

At Charles Legal PLLC., we strive to deliver thorough, knowledgeable, and compassionate legal representation to all of our clients. By helping people file for bankruptcy relief under the U.S. Bankruptcy Code, we are giving them a chance to start over with a clean slate. Debt doesn’t have to control your life – our bankruptcy attorneys in Florida can help you get the fresh start you deserve! Contact our firm to find out how we can put more than a decade of legal experience to work for you. Initial consultations are free and confidential, so please give us a call today.

How Charles Legal PLLC. Can Help?

Financial problems have a way of quickly escalating out of control and becoming very intimidating! They begin impacting all aspects of your life including additional stresses at work, home and personal / family relationships. I am here to guide you, and together we will be able to determine the best solution for your unique situation. Everyone’s case is different and requires an attorney that will tailor a case to suit your needs so that you can sleep at night again. I am a one attorney operation which means that you will meet directly with me for all consultations. I do not run a high volume practice and you will receive personalized service.

Lower your monthly payments? Become debt free?

I can help you with resolving debt problems, tax problems, foreclosure, repossessions, and management of debt. My streamlined process makes this overwhelming time much easier to understand and provides you with the peace of mind that everything is being accounted for properly. A simple conversation will answer many of your questions and lower your anxiety level. With over 20 years of experience, I can provide fast and precise answers to your bankruptcy questions.

Need help? Contact an affordable Bankruptcy Attorney now. Call now (800) 201-1607


what we are best at
  • Chapter 7
  • Chapter 11
  • Chapter 13
  • Stop Wage Garnishments
  • Stop Creditor Harassment
  • Stop Co-signed Debt
  • Eliminate Repossession Debt
  • Keep Some Debts
  • Rebuild Your Credit
  • Reorganize Your Debts
  • Stop Foreclosure
  • Cosigners Protection
  • Eliminate Second Mortgage
  • Eliminate Third Mortgage
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