Denied Insurance Claim

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Denied Insurance Claim Lawyer Fort Lauderdale, Florida

When you have insurance, be it health insurance, homeowner’s, car insurance, or any other, you want to feel as though you have a safety net that will be there for you when the time comes to file a claim and recover your losses. That is why you, like millions of people, make sure to have your policies up to date and make scheduled payments on time to ensure that the coverage will be there when you need it most. But when the time comes to file a claim and your insurance company is not responding as you expect, the knowledgeable lawyers at Charles Injury Law in Fort Lauderdale will fight for what you are entitled to. Call them today.

Contact Charles Injury Law to schedule a consultation with a lawyer today. 954-388-9995

Working with A Denied Insurance Claim Lawyer in Fort Lauderdale

You may need a denied insurance claim lawyer in Fort Lauderdale from the Charles Legal group when your insurance company refuses to pay your claim in a timely fashion, when the claims that you have filed have not been paid properly, or when they make bad faith claims. For your protection, the law allows consumers like you to sue your insurance company.



There is no reason for you to feel overwhelmed at the thought of having to do battle with an insurance company. Dealing with the damage to your property, your injuries, health issues, or other calamities is stressful and difficult enough. Contact a denied insurance claim lawyer in Fort Lauderdale from the offices of Charles Legal, PLLC, and let us evaluate your case. If the situation warrants it, you may have to file a lawsuit against the insurance company and you need an experienced insurance dispute attorney to help you negotiate through the complexities of the legal system.

Reasons Why Insurance Claims Are Denied

It seems as though insurance companies have plenty of tricks up their sleeves when it comes to giving you a reason for the denial of your claim. While some of them might be legitimate, others might not. Among the most common reasons cited for a claim denial you may find include:


  • Your claim is not covered: This statement is used when they wish to argue that your claim is not covered by the policy you have. Your policy may not be clear as to what exclusions there are or there may be ambiguities in the way some terms are described. If so, a judge may rule in your favor.
  • You made a mistake when you filed your claim: Your insurance company may say that you misrepresented certain facts on your paperwork which nullified the policy’s coverage.
  • The way you notified them about the incident was wrong: Carefully read the terms of your policy to be sure that the way you let the insurance company know about the incident follows the requirements and timeline to do so.
  • You committed insurance fraud: They may believe that your claim included false or exaggerated facts. If they are right, this could lead to civil and criminal consequences in addition to having your claim denied.
  • Denial in bad faith: This will never be a reason they would say out loud but they may make use of a variety of justifications, covered in confusing policy wording, to disguise the fact that they are unwilling to pay for your claim.


No matter the reason your insurance has given you for the delay, denial or underpayment, call lawyer Steve Charles to help you fight for your rights and get the compensation you deserve.

Suing An Insurance Company After Having A Claim Denied

All insurance companies have obligations to their policyholders. Among them, they must avoid unfair practices, act in good faith and abide by the terms of their policies. Also, they must abstain from:


  • Taking too long in investigating a claim.
  • Showing an unwillingness to pay claims in which there does not seem to be a doubt regarding liability.
  • Not approving a claim within a reasonable time.
  • Not providing an explanation for the denial.


You may have recently submitted a claim to your insurer and have seen time go by without a word from them. Or maybe they denied your claim with an explanation that was not satisfactory or they may be offering you an amount that you do not consider fair. If this is happening to you, it may be time to talk to a lawyer. Steve can analyze your insurance claims denial, evaluate your case and give you advice as to the best way to obtain the results you want.

Why do you need a denied insurance claim lawyer?

Working with an insurance dispute attorney in Fort Lauderdale from Charles Legal, PLLC means you do not have to fight your insurance company alone. We are ready to defend your interests and take on the negotiations with the insurance company on your behalf.


We will evaluate your case, conduct any necessary investigations, go through your file of expenses such as medical bills, property repairs, lost wages, and other out-of-pocket costs you have had to incur, and present a solid case to your insurance. The lawyers at Charles Legal, PLLC have extensive experience with insurance litigation. Give us a call today and get these worries off your back. And since we work on a contingency basis, there are no out-of-pocket costs to you.

Frequently Asked Questions About Insurance Claim Denials

Below are common questions people have about denied insurance claims. Don’t rely on this information as a substitute for individualized legal advice, however. Talk to Steve for guidance on your specific case. He handles all kinds of denied insurance claims on behalf of policyholders, including water intrusion, storm damage, roof damage, claims involving commercial properties and more.

  • What should I do after a claim denial?

    The first thing you should do is contact an experienced lawyer. You only have a limited window of time to dispute the denial, and delays could cost you your financial recovery. The sooner you get a lawyer involved, the better your chances of success.

  • Do I need a lawyer for a denied insurance claim?

    A lawyer is highly advisable for a number of reasons. Working with an experienced insurance dispute attorney such as Steve means you do not have to fight your insurance company alone. He is ready to defend your interests and take on the negotiations with the insurance company on your behalf. He will evaluate your case, conduct any necessary investigations, go through your file of expenses such as medical bills, property repairs, lost wages and other out-of-pocket costs you have had to incur and present a solid case to your insurance.

  • Will I have to go to court?

    Not always. Through skillful and aggressive negotiation, lawyer Steve Charles is often able to get clients the insurance proceeds they deserve without ever setting foot in a courtroom. Though going to court isn’t always necessary, it’s wise to work with a lawyer such as Steve who is experienced in litigation and can protect your rights should court be warranted.

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