Roof Damage Claim Lawyer in Fort Lauderdale

Roofs can get damaged in a variety of situations. Extreme weather conditions such as heavy rains, snow, ice, or high humidity may gradually impact the sturdiness of a roof. Air pollutants can also play a role in wearing roofing materials down. And if you have large trees surrounding your property, the constant scraping of tree branches against the roof may also end up damaging it. Other events, such as a massive storm or hurricane, can damage even the best-maintained roofs. 

There is no need for you to worry about denied or delayed fire damage claims from your insurance, a Fort Lauderdale roof damage claim lawyer from Charles Legal, PLLC will take this worry off your mind and help you get the compensation you deserve.

Regular maintenance of your roof is crucial to keep it protecting your property and your family on a daily basis. Not maintaining your roof properly can result in costly repairs that might have been avoided if the roof had been inspected frequently. Getting into the habit of performing periodic roofing inspections can definitely save you from dealing with roof repairs and the insurance claims associated with this issue. At any time, call your roof damage lawyer from Charles Legal to help you with your claim.

Roof Damage

Filing a Roof Damage Insurance Claim

When a severe storm or other unforeseen event damages your roof, your first reaction is to get the roof repaired as soon as possible. You don’t want to increase the damage to your home, nor do you want to have your family exposed to the elements any longer than necessary. And while you don’t know what steps should be taken before or after the insurance claim you file has been approved, you don’t want to wait until you get the answer from your insurance company as to what will and will not be covered. You just want to get started with the right legal help by your side. Call your roof damage lawyer from Charles right away.

Fortunately, in general terms, homeowner’s insurance policies do consider roofs to be an important part of your property, just as you do. Depending on the cause of the damage, however. You should check your policy to see how your insurance provider would handle a roof repair claim.

Perils that may be covered include:

  • Hail
  • Wind
  • Lightning strike
  • Vandalism
  • Fire
  • Acts of God such as natural disasters

Reasons why roof damage might not be covered:

  • Your home’s roof is old – your policy may specify a useful life 
  • There are clear signs that the roof has not been maintained
  • The damage was caused intentionally or through an accident by the homeowner
  • You have a windstorm or hail exclusion due to the geographical location where you live

Whatever the reason for the denial of your roof damage claims, your roof damage claim lawyer from Charles Legal, PLLC will fight on your behalf to get the compensation you are entitled to.

How do you file a roof damage insurance claim?

Every insurance company has specific steps that must be followed. They tend to include things such as:

Document the Damage

Before any repair takes place, be sure to document the damage. Take as many pictures as you deem necessary to explain the damage. And if something caused the damage, such as a heavy object that fell or a tree branch, take pictures of that as well. If you need to tarp the damaged area, do so only after the pictures have been taken.

Reach Out to your Insurance Company

Call them and inform them of the damage, how extensive it is, and what caused it. Confirm that the insurance policy will cover it and the timeline you must follow to file the claim. If there was vandalism involved, call the police and request a copy of their report before contacting your agent. Complete the paperwork given to you by the insurance company and submit it to initiate the process.

Once you receive approval from the insurance company, start the repairs. Ask them if there are certain approved contractors that you are obligated to work with. Save all receipts.

How can an attorney help with your roof damage claim?

Contacting a roof damage attorney from Charles Legal, PLLC becomes a necessity when your insurance company has offered you a lowball offer to repair your roof, when your policy is misinterpreted and the claim denied, or when they absolutely refuse to pay.

Having your claim denied can have devastating financial consequences on anyone whose home needs a roof repair. Additionally, if your claim is questioned or denied during a hurricane or other large weather event when many homeowners are filing claims at the same time, your financial problems might be exacerbated.

Working with a roof damage attorney from Charles Legal, PLLC will reassure you that you will not be shortchanged by your insurance company. A roof damage insurance claim lawyer will help you recover that compensation to which you are entitled.

We Can Help With a Denied Claim

For homeowner’s insurance claims for roof repairs that have been denied, legal recourse may be available. Our attorneys will examine your policy, conduct a complete investigation into the state of your roof, and gather all pertinent documentation that can be helpful in settling a dispute over a claim.

Don’t Settle For Less Than What You Deserve

There is no reason for you to settle for a lowball offer or resort to tapping into your savings to fix your roof. Schedule an appointment with a roof damage claim lawyer from Charles Legal, PLLC, and allow us to guide you through the process of disputing your insurance claim to ensure you receive the full amount to which you are entitled under your claim. We work on a contingency basis with no out-of-pocket costs to you.

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