Charles Injury Law

Uber & Lyft Rideshare Accident Attorney

Rideshare services like Uber and Lyft have become part of everyday life in Florida. Whether traveling to the airport, commuting to work, or heading out for the evening, thousands of Floridians rely on rideshare drivers daily.

But when a rideshare vehicle is involved in a crash, the legal and insurance issues are far more complex than a standard car accident case.

If you were injured in an Uber or Lyft accident, you may be entitled to substantial compensation — but determining which insurance policy applies and who is legally responsible requires experienced legal representation.

Uber & Lyft Rideshare Accident

Why Uber & Lyft Accident Cases Are Different

Insurance companies aggressively defend these cases. Our firm understands how to navigate rideshare insurance structures and hold all responsible parties accountable.

Unlike traditional motor vehicle accidents involving two private drivers, rideshare accident claims may involve:

Understanding Uber & Lyft Insurance Coverage in Florida

The insurance coverage available in your case depends entirely on the driver’s status at the time of the crash.

01

Driver Not Logged Into the App

Only the driver’s personal auto insurance applies.

02

Driver Logged In and Waiting for a Ride Request

Uber/Lyft provide limited third-party liability coverage:

  • $50,000 per person for bodily injury
  • $100,000 per accident for bodily injury
  • $25,000 for property damage

03

Driver En Route to Pick Up a Passenger or During an Active Ride

Uber and Lyft provide:

  • Up to $1,000,000 in liability coverage
  • Contingent collision and comprehensive coverage
  • Potential uninsured/underinsured motorist coverage

Who Can Bring a Rideshare Accident Claim?

Each situation requires a different legal strategy.

You may have a valid claim if you were:

Florida’s No-Fault Law and Rideshare Accidents

We work with medical providers and experts to properly document permanent injury when applicable.

Florida is a no-fault insurance state. This means:

  • Your Personal Injury Protection (PIP) coverage typically pays the first $10,000 in medical expenses
  • To recover pain and suffering damages, you must meet Florida’s “serious injury” threshold

Rideshare accidents often result in injuries that meet this threshold, including:

  • Permanent injuries
  • Significant scarring or disfigurement
  • Loss of bodily function
  • Traumatic brain injuries

Common Causes of Uber & Lyft Accidents

Rideshare drivers often face unique pressures that increase accident risk, including:

We investigate cell phone data, trip history, and driver records to uncover negligence.

Common Injuries in Rideshare Crashes

Rideshare accident injuries can be severe, particularly for passengers seated in the rear without full protective awareness.

Common injuries include:

Even low-speed crashes can cause lasting pain and permanent impairment.

Uber & Lyft Rideshare Accident

Can You Sue Uber or Lyft Directly?

We thoroughly evaluate all potential avenues of recovery.

Uber and Lyft classify drivers as independent contractors. This often limits direct corporate liability. However, corporate policies and practices may still be relevant in cases involving:

Negligent hiring or retention

Failure to conduct proper background checks

Inadequate safety policies

Defective app-related distractions

Uber & Lyft Rideshare Accident

Compensation Available in Florida Rideshare Accident Cases

In catastrophic injury cases, claims may reach the full $1 million policy limits.

Depending on the severity of your injuries, you may recover compensation for:

Uber & Lyft Rideshare Accident

What to Do After an Uber or Lyft Accident

Early investigation is critical. Electronic data may not be preserved indefinitely.

If you are involved in a rideshare crash:

01

Call 911 immediately

02

Seek medical attention, even if injuries seem minor

03

Screenshot ride details within the app

04

Take photos of the vehicles and scene

05

Obtain contact information for all drivers and witnesses

06

Avoid giving recorded statements to insurance companies

07

Contact a Florida rideshare accident attorney

How Our Florida Rideshare Accident Attorneys Help

Our firm:

  • Determines all available insurance coverage
  • Subpoenas app and trip records
  • Investigates driver history and prior complaints
  • Works with accident reconstruction experts
  • Calculates long-term damages
  • Negotiates aggressively with insurers
  • Prepares every case for trial

We operate on a contingency fee basis — you pay no fees unless we win.

Statewide Representation for Uber & Lyft Accident Victims

We represent injured clients throughout Florida, including:

  • Fort Lauderdale
  • Plantation
  • Miami-Dade County
  • Broward County
  • Palm Beach County
  • And surrounding communities

Charles Injury Law

Focused on Justice.
Driven by Results.

Charles Injury Law is a Fort Lauderdale personal injury firm dedicated to representing individuals and families harmed by negligence. We provide hands-on, litigation-driven representation with direct attorney access and strategies built to maximize compensation.

With extensive experience in Fort Lauderdale and Broward County courts, we build strong cases, challenge insurance companies, and guide clients through every step of the legal process with clarity and confidence.

Get Your Free Case Review
Checkboxes

Awards & Recognition

Meet the Founder

Steve Charles, Esq.

Steve Charles, Esq. founded Charles Injury Law with a clear mission: to provide injury victims with high-quality, aggressive, and trial-ready legal representation.

Together with his team, Mr. Charles works closely and directly with clients, developing each case with precision, strategic focus, and an unwavering commitment to achieving results.

Drawing on extensive experience representing clients across Florida, the firm is well-positioned to confront large insurance companies and relentlessly pursue the maximum compensation its clients deserve.

Why Clients Choose Us

Trial-Prepared.
Client-Focused.

We provide hands-on, litigation-driven representation with the experience, preparation, and commitment needed to deliver stronger results for injury victims.

Direct Attorney Access

You work directly with your attorney, not case managers.

Litigation-Driven Approach

We prepare every case as if it will go 
to trial.

No Fees Unless We Win

You pay nothing unless compensation is recovered.

Fort Lauderdale Local Experience

Deep knowledge of Broward County courts and insurers.

Strategic Case Preparation

Thorough preparation and strategy position your case for success.

Clear Communication

Direct communication and clear guidance from start to finish.

OUR APPROACH

Protecting Your Rights at Every Step

01

Submit Your Case Details

Share the details of your situation through our simple, secure form. The more information you provide, the better we can understand your case and determine the best strategy to protect your rights and pursue fair compensation.

02

Case Detail Evaluation

Our experienced legal team reviews your case thoroughly, assessing every fact and piece of evidence. We identify your strongest legal options, explain the process clearly, and ensure you know exactly what to expect before moving forward with your claim.

03

Fighting for You

Once we take your case, we are fully committed to protecting your rights. We negotiate with insurance companies, gather strong evidence, and represent you with skill and determination to secure the justice and compensation you deserve.

Get in Touch

Speak With An Uber & Lyft Rideshare Accident Lawyer Today

Contact us today for a free case review. We’ll evaluate your situation, explain your options, and fight for the compensation you deserve.

Get Your Free Case Review Footer
Checkboxes